Home Buying Articles
Need a Home Loan? Increase Your Chances
Buying a house? Need a Home Loan? READ THIS FIRST Imagine for a moment, that you’re selling a home. You’re excited because you just received 5 offers! All the terms of the offer are *almost* the same except how the buyer is asking to purchase your home. Here’s a summary of their qualifications: Buyer #1: […]
Home Prices vs Pay, Rent, Mortgages -NYT
For those that enjoy graphs and charts, it’s interesting to see the comparison of home prices, worker’s pay, rents, inflation, and mortgage payments. The housing market in much of the nation seems to be in a Goldilocks moment, neither too hot nor too cold, with low mortgage rates an added bonus. Source: After an Era […]
Free Credit Report – Annual Credit Report
Free Annual Credit Report UPDATE REGARDING YOUR FREE CREDIT REPORT: During these times of COVID-19, accessing your credit is important. That’s why Equifax, Experian, and TransUnion are now offering free weekly online reports through April 2021. Step 1 of How to Buy a House is to check your credit. But, even if you’re not buying […]
TIP Now Required Mortgage – Total Interest Percentage
FOR IMMEDIATE RELEASE A TIP IS NOW REQUIRED WITH YOUR HOME MORTGAGE LOAN Minneapolis, MN, October 3, 2015 – Effective immediately, by consumer demand, a TIP is now required when you obtain a home mortgage loan. Borrowers knew that obtaining a home mortgage loan was expensive, but effective October 3rd, 2015 – the cost is […]
New Mortgage Rules – Know Before You Owe
New Mortgage Rules – Know Before You Owe REALTORS®, please see TRID – TILA RESPA Integrated Disclosure “What are the New Mortgage Rules?” “What is Know Before You Owe?” Effective October 3, 2015, the Know Before You Owe new mortgage rules are officially in place. One of the biggest changes of the new mortgage rules is that […]
What is APR? Mortgage APR?
What is APR? / What is Mortgage APR? [metaslider id=22] “What is APR?” This is an explanation of Mortgage APR, to calculate APR, see Mortgage APR Calculator instead. What is APR? If you’ve ever wondered: “What is APR?”, “What does APR mean?”, “How does APR Work?”, “What is the difference between APR and Mortgage Interest […]
Buying a House?
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"When I bought my first home, Shel helped me finance it. I had lots of questions that she was quick to respond to. Since her company is a broker, she shopped around with different lenders for the best rate and found me the best program for my situation. When rates dropped, I refinanced with her and even though my credit was not perfect at the time, I still got a great rate."