Buying a House & Home Buying Tips

Buying a House?

Buying a House - Mortgage Calculators:

Mortgage Payment Calculator (Our Most Popular Mortgage Calculator)
Use this mortgage calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
Mortgage Affordability Calculator
Wondering ' How much mortgage can I qualify for ?' and ' How much house can I afford ?' This mortgage calculator helps answer those questions!
Mortgage Qualification Calculator
Use this mortgage calculator as your first step in determining your ability to qualify for a loan.
Down Payment Calculator
Create a savings plan towards your home purchase. Discover down payment required for FHA Loan, VA Home Loan, USDA Loans, and a Conventional Loan.
First Time Home Buyer - Should I Rent or Buy a Home? - Buy vs. Rent Calculator
Should I buy or rent? As a First Time Home Buyer, it's often difficult to decide whether to Rent or Buy. This Buy vs. Rent Calculator helps make the decision easier.
First and Second Mortgage Calculator
The First and Second Mortgage Calculator calculates the effective interest rate of a first and second mortgage. Combining mortgages can be a useful strategy, find out if it makes financial sense.
Mortgage Interest Tax Deduction Calculator
Mortgage Interest Tax Deduction Mortgage Calculator and IRS Mortgage Interest Tax Deduction pamphlet - Calculate the savings from Mortgage Interest & Mortgage Points.
Rental Property Calculator
An income property can be an excellent investment. This Rental Property Calculator is designed to examine the potential return you might receive from an income property.


Costs involved with Buying a House:

Home Buyers Closing Cost Calculator
Use this Closing Cost Calculator to help estimate the total cost of buying a house.


Home Buying Articles

Mortgage Rates Forecast Increasing

Mortgage Rates Forecast – Increasing?

Breaking Mortgage News: Mortgage Rates Forecast – Increasing? Are Mortgage Rates Going Up? Mortgage Rates Forecast: The Federal Reserve has officially laid out plans to increase mortgage rates. If you’ve been on the fence about refinancing or buying a house, you may want to get off the fence before mortgage rates increase as soon as […]

Underwriter-Approved Home Loan Minneapolis

Need a Home Loan? Increase Your Chances

Buying a house? Need a Home Loan? READ THIS FIRST Imagine for a moment, that you’re selling a home. You’re excited because you just received 5 offers! All the terms of the offer are *almost* the same except how the buyer is asking to purchase your home. Here’s a summary of their qualifications: Buyer #1: […]

Mortgage Rates

Home Prices vs Pay, Rent, Mortgages -NYT

For those that enjoy graphs and charts, it’s interesting to see the comparison of home prices, worker’s pay, rents, inflation, and mortgage payments. The housing market in much of the nation seems to be in a Goldilocks moment, neither too hot nor too cold, with low mortgage rates an added bonus. Source: After an Era […]

Time to Check your Free Credit Report

Free Credit Report – Annual Credit Report

Free Annual Credit Report UPDATE REGARDING YOUR FREE CREDIT REPORT: During these times of COVID-19, accessing your credit is important. That’s why Equifax, Experian, and TransUnion are now offering free weekly online reports through April 2021. Step 1 of How to Buy a House is to check your credit. But, even if you’re not buying […]

Minneapolis Mortgage TIP Total Interest Percentage Now Required

TIP Now Required Mortgage – Total Interest Percentage

FOR IMMEDIATE RELEASE A TIP IS NOW REQUIRED WITH YOUR HOME MORTGAGE LOAN Minneapolis, MN, October 3, 2015 – Effective immediately, by consumer demand, a TIP is now required when you obtain a home mortgage loan. Borrowers knew that obtaining a home mortgage loan was expensive, but effective October 3rd, 2015 – the cost is […]

Know Before You Owe Blank Disclosures - Featured

New Mortgage Rules – Know Before You Owe

New Mortgage Rules – Know Before You Owe REALTORS®, please see TRID – TILA RESPA Integrated Disclosure “What are the New Mortgage Rules?” “What is Know Before You Owe?” Effective October 3, 2015, the Know Before You Owe new mortgage rules are officially in place. One of the biggest changes of the new mortgage rules is that […]

What is APR rate Mortgage What is Annual Percentage Rate Mortgage

What is APR? Mortgage APR?

What is APR? / What is Mortgage APR? [metaslider id=22] “What is APR?” This is an explanation of Mortgage APR, to calculate APR, see Mortgage APR Calculator instead. What is APR? If you’ve ever wondered: “What is APR?”, “What does APR mean?”, “How does APR Work?”, “What is the difference between APR and Mortgage Interest […]

Buying a House – Glossary

Buying a House?

Our Home Buyers are Saying:

"When I bought my first home, Shel helped me finance it. I had lots of questions that she was quick to respond to. Since her company is a broker, she shopped around with different lenders for the best rate and found me the best program for my situation. When rates dropped, I refinanced with her and even though my credit was not perfect at the time, I still got a great rate."

- Rossi F.

Read More of what our Clients are Saying

Buying a House – Ask an Expert