Down Payment Calculator – Buying a House

Down Payment Calculator

Purchasing a home is one of the most important decisions you'll ever make. This calculator will help you create a savings plan towards your home purchase down payment. Simply use your purchase price in the down payment calculator to calculate how much you need to save each month. Fine-tune your plan by adjusting any of the inputs including purchase price and the number of years you wish to save.

Related Article: 'How much house can I afford?"

When using the down payment calculator, you may want to consider these minimum down payment requirements for different home mortgage programs:

  • VA Home Loan - Zero Down Mortgage
  • USDA Rural Development ( USDA Loans ) - Zero Down Mortgage
  • Conventional Loan - 3% Down Mortgage
    • Mortgage Rates and Mortgage Insurance are better with a down payment of 5%
  • FHA Loan - 3.5% Down Payment
  • No Mortgage Insurance - Down Payment of 20%

Down Payment Calculator

Down Payment Calculator