Best Mortgage Rates MN

How to Be Offered the Best Mortgage Rates

How to Be Offered the Best Mortgage Rates “Am I being offered the best mortgage rates?” As a Mortgage Loan Originator, I’ve had my share of that question. I also know it’s not a simple answer. Companies can’t guarantee they have the best mortgage interest rates. However, there are ways to improve your likelihood of being […]

How much is a down payment on a house?

How much is a down payment on a house? Updated for 2018

How much is a down payment on a house? I thought I’d clear up any confusion regarding down payment requirements. I was teaching a mortgage financing class last Wednesday, and one of the class participants mentioned how she was surprised to discover she doesn’t need 20% down to buy a house. To be honest, the […]

First Time Home Buyer Class MN

First Time Home Buyer Class MN – Upcoming Classes for Fall 2018!

First Time Home Buyer Class MN Upcoming First Time Home Buyer Classes in Minnesota: Please click on the Class Name for More Information and to Register for the First Time Home Buyer Class MN: Wednesday, October 3rd, 2018 – Mortgage Financing: An In-Depth Look at The New Mortgage Programs (Lake Harriet) @ 4912 Vincent Ave S, Minneapolis, MN, […]

Mortgage Insurance MI

Mortgage Insurance – Who needs it?

Who needs Mortgage Insurance? If you’re buying a house with less than 20% down payment, the answer is YOU. Mortgage Insurance is often abbreviated in the industry as “MI”. Some conforming home loans with less than 20% down do offer “No MI” or Lender-Paid MI. That option can be advantageous if you only plan to be […]

Questions to Ask a REALTOR

18 Interview Questions to Ask a REALTOR ® (Real Estate Agent)

Selecting the right Real Estate Agent for you can be difficult. Below is a list of 18 interview questions to ask a REALTOR ®. Utilizing some or all of these questions during the interview will help you determine which Real Estate Agent is a good fit for you. 18 Interview Questions to Ask a REALTOR® […]

Low Down Payment Mortgage Options - FHA Loan vs Conventional Loan

Low Down Payment and First Time Home Buyer Programs 2018 Edition

100% FHA! Conventional 1% down mortgage + 2% down payment assistance! What are Low Down Payment, First Time Home Buyer Programs 2018? First Time Home Buyer Programs 2018 Edition What are the low down payment mortgage and first time home buyer programs available in 2018? VA still offers 100%, zero-down financing. But what if you’re not […]

Save on Your Home Mortgage - Shop Home Mortgage Lenders Minnesota

Shop Home Mortgage Lenders-Home Loan Toolkit

24 Steps to Obtain the Lowest Rate BEFORE Applying for a Home Loan – The Ultimate Insider Guide (Complete with Resources!): How-To Shop Home Mortgage Lenders Save Tens of Thousands on Your Home Mortgage (Plus Bonus Home Loan Toolkit Download!) BEFORE you apply for a home loan and shop home mortgage lenders, review the guide below […]

Private Mortgage Insurance

Private Mortgage Insurance – Your Flexible Partner

Private Mortgage Insurance It’s easy to think of Mortgage Insurance as an unnecessary evil since it only protects the lender. Decide for yourself: Quick Facts Private Mortgage Insurance is required when you have a Conventional loan with less than 20% down payment. Abbreviations are often used in the industry: MI for Mortgage Insurance PMI for Private […]

FHA Loan Limits 2018

FHA Loan Limits MN 2018 – Updated!

FHA Loan Limits MN FHA loan limits are one of the FHA Loan Requirements. Related: Low Down Payment Mortgage Options – Conventional vs. FHA 2018 showed an increase in the Twin Cities Metro area for Single Family Homes, Duplexes, Triplexes, and Fourplexes. Median Home Sales Prices have increased in 2018 for Minneapolis and Saint Paul […]

FHA Loan Limits 2018

Loan Max VA & Conforming Loan Limits 2018

Loan Max – VA Loan Limits and Conforming Loan Limits Loan Max Updated and Increased for 2018 – VA Home Loan limits match Conforming Loan Limits. See VA Loan Benefits. Conforming Loans are considered any loans that are purchased by Fannie Mae and Freddie Mac that the loan max is under the below loan limits. Any […]

Questions to Ask Your Home Inspector during your Home Inspection

6 Questions to Ask Your Home Inspector during Home Inspection

6 Questions to Ask Your Home Inspector During Your Home Inspection by Guest Author – Kris Lindahl Getting a home inspection is very important. It can protect you from purchasing a home that has a lot of problems, or that costs more than it should, based on its issues. Sometimes home inspectors miss things, but […]

How much house can I afford?

How Much House Can I Afford? Insider Tips and Home Affordability Calculator

‘How Much House Can I Afford?'(The Definitive Guide)Home Affordability Calculator Reveals what a Lender thinks you can afford AND how much House You can Afford based on what you Want to Pay per month.*Updated with 2017 Industry Rules/Guidelines*Buying a house? The first question is to determine how much you can reasonably afford. That is a […]