Mortgage Insurance MI

Mortgage Insurance – Who needs it?

Who needs Mortgage Insurance? If you’re buying a house with less than 20% down payment, the answer is YOU. Mortgage Insurance is often abbreviated in the industry as “MI”. Some conforming home loans with less than 20% down do offer “No MI” or Lender-Paid MI. That option can be advantageous if you only plan to be […]

Low Down Payment Mortgage Options - FHA Loan vs Conventional Loan

Low Down Payment and First Time Home Buyer Programs 2018 Edition

100% FHA! Conventional 1% down mortgage + 2% down payment assistance! What are Low Down Payment, First Time Home Buyer Programs 2018? First Time Home Buyer Programs 2018 Edition What are the low down payment mortgage and first time home buyer programs available in 2018? VA still offers 100%, zero-down financing. But what if you’re not […]

Save on Your Home Mortgage - Shop Home Mortgage Lenders Minnesota

Shop Home Mortgage Lenders-Home Loan Toolkit

24 Steps to Obtain the Lowest Rate BEFORE Applying for a Home Loan – The Ultimate Insider Guide (Complete with Resources!): How-To Shop Home Mortgage Lenders Save Tens of Thousands on Your Home Mortgage (Plus Bonus Home Loan Toolkit Download!) BEFORE you apply for a home loan and shop home mortgage lenders, review the guide below […]

Private Mortgage Insurance

Private Mortgage Insurance – Your Flexible Partner

Private Mortgage Insurance It’s easy to think of Mortgage Insurance as an unnecessary evil since it only protects the lender. Decide for yourself: Quick Facts Private Mortgage Insurance is required when you have a Conventional loan with less than 20% down payment. Abbreviations are often used in the industry: MI for Mortgage Insurance PMI for Private […]

How much house can I afford?

How Much House Can I Afford? Insider Tips and Home Affordability Calculator

‘How Much House Can I Afford?'(The Definitive Guide)Home Affordability Calculator Reveals what a Lender thinks you can afford AND how much House You can Afford based on what you Want to Pay per month.*Updated with 2017 Industry Rules/Guidelines*Buying a house? The first question is to determine how much you can reasonably afford. That is a […]

Time to Check your Free Credit Report

Free Credit Report – Annual Credit Report

Free Annual Credit Report Step 1 of How to Buy a House is to check your credit. But, even if you’re not buying a house, it’s a good idea to get your free annual credit report once a year. Check Your Credit with a Free Credit Report Before you reach out and talk to a Mortgage […]