First Time Home Buyer Class MN

Free First Time Home Buyer Class MN – Online Options! – Upcoming Classes!

First Time Home Buyer Class MN Upcoming First Time Home Buyer Classes in Minnesota: Please click on the Class Name for More Information and to Register for the First Time Home Buyer Class MN: Tuesday, October 17th, 2023 – 6:30 – 8:30 PM – Minneapolis Community Education Class – Mortgage Financing: An In-Depth Look at The […]

How much house can I afford?

How Much House Can I Afford? Insider Tips and Home Affordability Calculator

‘How Much House Can I Afford?’ (The Ultimate Guide) Hey there, future homeowner! We’re here to help you unravel the exciting world of home buying, specifically answering the question: ‘How Much House Can I Afford?’ Our Home Affordability Calculator is like your personal compass, guiding you towards the house of your dreams without breaking the […]

First Time Home Buyer Class Minneapolis

First Time Home Buyer Class Minneapolis – How Much House Can I Afford

First Time Home Buyer Class Minneapolis How Much House Can I Afford in Today’s Market? About the First Time Home Buyer Class Minneapolis: This class is all new and located at Lake Harriet Upper School in South Minneapolis, MN now online! The class is on Tuesday, October 5th, 2021 from 6:30-8:30 pm. Wondering how much […]

How much is a down payment on a house

How Much is a Down Payment on a House? – Do you have enough?

How much is a down payment on a house? That varies whether you are a First Time Home Buyer, repeat buyer, or qualify for any unique loan programs. For many people, the minimum is 3% of the purchase price with a Conventional Loan (up to your Conforming Loan Limits) or 3.5% for a FHA Loan […]

FHA lowering Mortgage Insurance January 2017

Is FHA lowering Mortgage Insurance? (Update)

FHA lowering Mortgage Insurance – Not Anymore… UPDATE! HUD previously announced on January 9th, they would lower FHA Mortgage Insurance. Information below for reference. Shortly after the new President was sworn in on January 20th, the Trump administration halted the MI reduction. Mortgage Insurance will retain their previous premiums per the January 20th, Mortgagee Letter. FHA […]

Debt to Income Ratio

What is Debt to Income Ratio? (DTI) – How much House can I afford Series

How Much House Can I Afford? – Home Affordability Series What is Debt to Income Ratio? (DTI) The Summary: Debt to Income Ratio is your monthly debt payments divided by your gross monthly income (expressed as a %). In the case of a home purchase, you would also include your new proposed monthly housing payment […]