Questions to Ask a REALTOR

18 Interview Questions to Ask a REALTOR ® (Real Estate Agent)

Selecting the right Real Estate Agent for you can be difficult. Below is a list of 18 interview questions to ask a REALTOR ®. Utilizing some or all of these questions during the interview will help you determine which Real Estate Agent is a good fit for you. 18 Interview Questions to Ask a REALTOR® […]

Private Mortgage Insurance

Private Mortgage Insurance – Your Flexible Partner

Private Mortgage Insurance It’s easy to think of Mortgage Insurance as an unnecessary evil since it only protects the lender. Decide for yourself: Quick Facts Private Mortgage Insurance is required when you have a Conventional loan with less than 20% down payment. Abbreviations are often used in the industry: MI for Mortgage Insurance PMI for Private […]

Home Appraisal vs Home Inspection

Home Appraisal vs Home Inspection – What’s the Difference?

Home Appraisal vs Home Inspection What is the difference between a home appraisal vs home inspection? Are either required? This Real Estate Video features Dave Widell, REALTOR ®, with ReMax Advantage Plus. His office is located in Blaine, MN. Dave believes that your agent should be working for you, not their own bottom line. He can be […]

2016 FHA Loan Limits MN

FHA Loan Limits MN 2016 – Updated!

FHA Loan Limits MN FHA loan limits are one of the FHA Loan Requirements. Related: Low Down Payment Mortgage Options – Conventional vs. FHA 2016 showed an increase in the Twin Cities Metro area for Single Family Homes, Duplexes, Triplexes, and Fourplexes. Median Home Sales Prices have increased in 2016 for Minneapolis and Saint Paul […]

Underwriter-Approved Home Loan Minneapolis

Need a Home Loan? Increase Your Chances

Buying a house? Need a Home Loan? READ THIS FIRST Imagine for a moment, that you’re selling a home. You’re excited because you just received 5 offers! All the terms of the offer are *almost* the same except how the buyer is asking to purchase your home. Here’s a summary of their qualifications: Buyer #1: […]

Time to Check your Free Credit Report

Free Credit Report – Annual Credit Report

Free Annual Credit Report Step 1 of How to Buy a House is to check your credit. But, even if you’re not buying a house, it’s a good idea to get your free annual credit report once a year. Check Your Credit with a Free Credit Report Before you reach out and talk to a Mortgage […]

Personalized Current Mortgage Rates Today

What are Current Mortgage Rates?

Current Mortgage Rates Current Mortgage Rates and APR’s updated daily for MLS Mortgage Group, Credit Unions, and Bank Averages. Compare Mortgage Rates: Daily Mortgage Rates Today – U.S. Average APRs* for Wednesday, August 3, 2016 Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average 15 Year Fixed Conforming 2.49% 2.83% 2.84% 30 Year Fixed […]

Know Before You Owe Blank Disclosures - Featured

New Mortgage Rules – Know Before You Owe

New Mortgage Rules – Know Before You Owe REALTORS®, please see TRID – TILA RESPA Integrated Disclosure “What are the New Mortgage Rules?” “What is Know Before You Owe?” Effective October 3, 2015, the Know Before You Owe new mortgage rules are officially in place. One of the biggest changes of the new mortgage rules is that […]

TRID TILA RESPA Integrated Disclosure Featured

TRID – TILA RESPA Integrated Disclosure

What is TRID? TRID – TILA RESPA Integrated Disclosure What is TRID? TRID is an acronym for TILA RESPA Integrated Disclosure. The new mortgage rules are effective October 3, 2015. If you’ve financed a home in the past, these new disclosures are very different. Find out more information in this quick, informational video, as well […]

What is APR rate Mortgage What is Annual Percentage Rate Mortgage

What is APR? Mortgage APR?

What is APR? / What is Mortgage APR? “What is APR?” This is an explanation of Mortgage APR, to calculate APR, see Mortgage APR Calculator instead. What is APR? If you’ve ever wondered: “What is APR?”, “What does APR mean?”, “How does APR Work?”, “What is the difference between APR and Mortgage Interest Rate?”, then […]