Personalized Current Mortgage Rates Today

What are Current Mortgage Rates?

Current Mortgage Rates

Current Mortgage Rates and APR’s updated daily for MLS Mortgage Group, Credit Unions, and Bank Averages. Compare Mortgage Rates:

Daily Mortgage Rates Today – U.S. Average APRs* for Wednesday, August 3, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.49% 2.83% 2.84%
30 Year Fixed Conforming 3.22% 3.41% 3.47%
5/1 Year ARM Conforming 3.22% 3.42% 3.39%
7/1 Year ARM Conforming 3.16% 3.37% 3.34%

“What are Current Mortgage Rates?” is probably the most frequent questions we are asked. Below are our current rates, automatically updated multiple times each day. We hope you find it useful, thanks for visiting!

Rates feature best pricing & may vary depending on loan amount, loan-to-value, credit, debt ratios and other factors. For a current home loan, mortgage rates and closing costs quote, customized for you, please see: “Receive a Personalized Rate Quote” or call us at 612-789-LOAN (5626).

Current Mortgage Rates Today – U.S. Average APRs* for Tuesday, August 2, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.55% 2.82% 2.83%
30 Year Fixed Conforming 3.22% 3.41% 3.45%
5/1 Year ARM Conforming 3.22% 3.42% 3.39%
7/1 Year ARM Conforming 3.16% 3.37% 3.34%

Current Mortgage Rates Today – U.S. Average APRs* for Monday, August 1, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.48% 2.82% 2.83%
30 Year Fixed Conforming 3.20% 3.41% 3.45%
5/1 Year ARM Conforming 3.22% 3.42% 3.39%
7/1 Year ARM Conforming 3.16% 3.37% 3.34%

Current Mortgage Rates Today – U.S. Average APRs* for Friday, July 29, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.46% 2.84% 2.86%
30 Year Fixed Conforming 3.20% 3.44% 3.50%
5/1 Year ARM Conforming 3.22% 3.40% 3.36%
7/1 Year ARM Conforming 3.16% 3.37% 3.33%

Current Mortgage Rates Today – U.S. Average APRs* for Thursday, July 28, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.54% 2.84% 2.88%
30 Year Fixed Conforming 3.22% 3.46% 3.54%
5/1 Year ARM Conforming 3.22% 3.40% 3.37%
7/1 Year ARM Conforming 3.16% 3.37% 3.33%

Current Mortgage Rates Today – U.S. Average APRs* for Wednesday, July 27, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.57% 2.85% 2.88%
30 Year Fixed Conforming 3.24% 3.46% 3.53%
5/1 Year ARM Conforming 3.22% 3.40% 3.37%
7/1 Year ARM Conforming 3.16% 3.37% 3.33%

Daily Mortgage Rates Today – U.S. Average APRs* for Tuesday, July 26, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.57% 2.85% 2.88%
30 Year Fixed Conforming 3.24% 3.46% 3.53%
5/1 Year ARM Conforming 3.22% 3.40% 3.37%
7/1 Year ARM Conforming 3.16% 3.37% 3.33%

Daily Mortgage Rates Today – U.S. Average APRs* for Monday, July 25, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.56% 2.83% 2.87%
30 Year Fixed Conforming 3.24% 3.46% 3.53%
5/1 Year ARM Conforming 3.22% 3.39% 3.36%
7/1 Year ARM Conforming 3.16% 3.36% 3.33%

Daily Mortgage Rates Today – U.S. Average APRs* for Friday, July 22, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.56% 2.86% 2.87%
30 Year Fixed Conforming 3.24% 3.44% 3.52%
5/1 Year ARM Conforming 3.22% 3.37% 3.32%
7/1 Year ARM Conforming 3.16% 3.34% 3.31%

Current Mortgage Rates Today – U.S. Average APRs* for Thursday, July 21, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.45% 2.86% 2.84%
30 Year Fixed Conforming 3.22% 3.44% 3.50%
5/1 Year ARM Conforming 3.22% 3.36% 3.31%
7/1 Year ARM Conforming 3.16% 3.34% 3.31%

Current Mortgage Rates – U.S. Average APRs* for Wednesday, July 20, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.45% 2.86% 2.84%
30 Year Fixed Conforming 3.22% 3.44% 3.50%
5/1 Year ARM Conforming 3.22% 3.36% 3.31%
7/1 Year ARM Conforming 3.16% 3.34% 3.30%

Current Mortgage Rates – U.S. Average APRs* for Tuesday, July 19, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.48% 2.86% 2.84%
30 Year Fixed Conforming 3.22% 3.44% 3.50%
5/1 Year ARM Conforming 3.22% 3.36% 3.31%
7/1 Year ARM Conforming 3.16% 3.34% 3.30%

Mortgage Rates Today – U.S. Average APRs* for Monday, July 18, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.45% 2.86% 2.84%
30 Year Fixed Conforming 3.22% 3.44% 3.50%
5/1 Year ARM Conforming 3.22% 3.34% 3.31%
7/1 Year ARM Conforming 3.16% 3.32% 3.30%

Mortgage Rates Today – U.S. Average APRs* for Friday, July 15, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.45% 2.86% 2.84%
30 Year Fixed Conforming 3.22% 3.44% 3.49%
5/1 Year ARM Conforming 3.22% 3.34% 3.31%
7/1 Year ARM Conforming 3.16% 3.32% 3.29%

Mortgage Rates Today – U.S. Average APRs* for Thursday, July 14, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.45% 2.87% 2.82%
30 Year Fixed Conforming 3.23% 3.44% 3.47%
5/1 Year ARM Conforming 3.22% 3.33% 3.28%
7/1 Year ARM Conforming 3.18% 3.32% 3.26%

Mortgage Rates Today – U.S. Average APRs* for Wednesday, July 13, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.44% 2.87% 2.82%
30 Year Fixed Conforming 3.20% 3.43% 3.47%
5/1 Year ARM Conforming 3.23% 3.32% 3.28%
7/1 Year ARM Conforming 3.18% 3.31% 3.26%

Current Mortgage Rates – U.S. Average APRs* for Tuesday, July 12, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.45% 2.84% 2.81%
30 Year Fixed Conforming 3.20% 3.44% 3.45%
5/1 Year ARM Conforming 3.22% 3.32% 3.28%
7/1 Year ARM Conforming 3.20% 3.30% 3.25%

Mortgage Rates Today – U.S. Average APRs* for Monday, July 11, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.42% 2.87% 2.82%
30 Year Fixed Conforming 3.12% 3.44% 3.43%
5/1 Year ARM Conforming 3.22% 3.31% 3.25%
7/1 Year ARM Conforming 3.18% 3.27% 3.24%

Mortgage Rates Today – U.S. Average APRs* for Friday July 8, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.42% 2.87% 2.82%
30 Year Fixed Conforming 3.12% 3.44% 3.43%
5/1 Year ARM Conforming 3.22% 3.31% 3.25%
7/1 Year ARM Conforming 3.18% 3.27% 3.24%

Mortgage Rates Today – U.S. Average APRs* for Thursday July 7, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.43% 2.86% 2.82%
30 Year Fixed Conforming 3.16% 3.45% 3.43%
5/1 Year ARM Conforming 3.22% 3.27% 3.25%
7/1 Year ARM Conforming 3.17% 3.29% 3.24%

Mortgage Rates Today – U.S. Average APRs* for Wednesday, July 6, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.44% 2.84% 2.82%
30 Year Fixed Conforming 3.18% 3.54% 3.44%
5/1 Year ARM Conforming 3.22% 3.33% 3.26%
7/1 Year ARM Conforming 3.16% 3.30% 3.24%

Mortgage Rates Today – U.S. Average APRs* for Tuesday, July 5, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.44% 2.84% 2.82%
30 Year Fixed Conforming 3.21% 3.54% 3.44%
5/1 Year ARM Conforming 3.21% 3.33% 3.26%
7/1 Year ARM Conforming 3.18% 3.30% 3.24%

Mortgage Rates Today – U.S. Average APRs* for Friday, July 1, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.52% 2.85% 2.83%
30 Year Fixed Conforming 3.23% 3.54% 3.46%
5/1 Year ARM Conforming 3.23% 3.33% 3.24%
7/1 Year ARM Conforming 3.18% 3.30% 3.23%

Mortgage Rates Today – U.S. Average APRs* for Thursday, June 30, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.52% 2.87% 2.88%
30 Year Fixed Conforming 3.26% 3.55% 3.53%
5/1 Year ARM Conforming 3.22% 3.33% 3.25%
7/1 Year ARM Conforming 3.19% 3.31% 3.24%

Mortgage Rates Today – U.S. Average APRs* for Wednesday, June 29, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.54% 2.88% 2.86%
30 Year Fixed Conforming 3.25% 3.55% 3.51%
5/1 Year ARM Conforming 3.23% 3.33% 3.25%
7/1 Year ARM Conforming 3.19% 3.31% 3.23%

Mortgage Rates Today – U.S. Average APRs* for Tuesday, June 28, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.56% 2.90% 2.87%
30 Year Fixed Conforming 3.32% 3.58% 3.53%
5/1 Year ARM Conforming 3.22% 3.34% 3.26%
7/1 Year ARM Conforming 3.20% 3.32% 3.23%

Mortgage Rates Today – U.S. Average APRs* for Monday, June 27, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.58% 2.92% 2.88%
30 Year Fixed Conforming 3.35% 3.60% 3.56%
5/1 Year ARM Conforming 3.24% 3.35% 3.27%
7/1 Year ARM Conforming 3.21% 3.33% 3.24%

Mortgage Rate History- U.S. Average APRs* for Friday, June 24, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.58% 2.93% 2.96%
30 Year Fixed Conforming 3.36% 3.64% 3.64%
5/1 Year ARM Conforming 3.23% 3.35% 3.29%
7/1 Year ARM Conforming 3.21% 3.33% 3.29%

Mortgage Rates Today – U.S. Average APRs* for Thursday, June 23, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.66% 2.92% 2.96%
30 Year Fixed Conforming 3.37% 3.63% 3.63%
5/1 Year ARM Conforming 3.22% 3.35% 3.28%
7/1 Year ARM Conforming 3.22% 3.33% 3.28%

Mortgage Rates Today – U.S. Average APRs* for Wednesday, June 22, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.66% 2.92% 2.95%
30 Year Fixed Conforming 3.37% 3.61% 3.61%
5/1 Year ARM Conforming 3.22% 3.35% 3.27%
7/1 Year ARM Conforming 3.22% 3.33% 3.27%

Mortgage Rates Today – U.S. Average APRs* for Tuesday, June 21, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.61% 2.92% 2.93%
30 Year Fixed Conforming 3.36% 3.61% 3.62%
5/1 Year ARM Conforming 3.21% 3.36% 3.28%
7/1 Year ARM Conforming 3.21% 3.34% 3.27%

Mortgage Rate History – U.S. Average APRs* for Monday, June 20, 2016

Daily Rate Comparison MLS Mortgage Group Credit Unions Bank Average
15 Year Fixed Conforming 2.60% 2.90% 2.89%
30 Year Fixed Conforming 3.36% 3.59% 3.57%
5/1 Year ARM Conforming 3.21% 3.38% 3.29%
7/1 Year ARM Conforming 3.21% 3.35% 3.28%

*Averages displayed are straight averages of all institutions within the Informa Research Services database for the U.S. Average as of the date posted. Mortgage products – Fixed and adjustable (ARM) Conforming: average APRs are based on a $200,000 loan amount, purchase transaction of an owner-occupied, single-family residence. Total points = one point option or the closest to the one point option.

Personalized Home Mortgage Rates Today

Next to each rate, is the APR. Mortgage APR is calculated differently than APR in other industries. See here for more information on Mortgage APR.

 

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